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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,639 | $111,785-3.7% | $93,669+14.9% | $145,877-26.2% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 18.12% | 203.79%-185.7pp | 133.59%-115.5pp | 551.28%-533.2pp |
| Employer contribution / active EE | $1,438 | $3,096-53.5% | $2,424-40.7% | $4,663-69.2% |
| Participant deferral / active EE | $11,438 | $4,919+132.6% | $4,416+159.0% | $6,691+71.0% |
| Admin fee / account holder | $597 | $10,256-94.2% | $8,291-92.8% | $13,402-95.5% |