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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,772 | $102,663-27.2% | $86,216-13.3% | $139,466-46.4% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 21.83% | 1924.52%-1902.7pp | 1169.42%-1147.6pp | 373.66%-351.8pp |
| Employer contribution / active EE | $1,554 | $3,035-48.8% | $2,382-34.7% | $4,754-67.3% |
| Participant deferral / active EE | $8,387 | $4,677+79.3% | $3,986+110.4% | $6,712+25.0% |
| Admin fee / account holder | $341 | $8,663-96.1% | $6,853-95.0% | $11,409-97.0% |