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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,215 | $106,115-78.1% | $85,969-73.0% | $125,389-81.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 76.5%+3.5pp | 83.2%-3.2pp |
| Annual return | -3.02% | 13.93%-17.0pp | 9.32%-12.3pp | 282.24%-285.3pp |
| Employer contribution / active EE | $1,963 | $4,537-56.7% | $3,474-43.5% | $4,866-59.7% |
| Participant deferral / active EE | $3,394 | $4,859-30.2% | $3,829-11.4% | $5,352-36.6% |
| Admin fee / account holder | $3,526 | $8,144-56.7% | $6,053-41.8% | $9,541-63.0% |