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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,698 | $138,075-48.8% | $123,552-42.8% | $135,379-47.8% |
| Participation rate | 55.0% | 84.7%-29.7pp | 82.3%-27.3pp | 82.6%-27.6pp |
| Annual return | -3.32% | 153.70%-157.0pp | 119.20%-122.5pp | 519.79%-523.1pp |
| Employer contribution / active EE | $1,221 | $5,152-76.3% | $4,628-73.6% | $4,779-74.5% |
| Participant deferral / active EE | $5,653 | $6,800-16.9% | $6,426-12.0% | $5,609+0.8% |
| Admin fee / account holder | $14,568 | $10,917+33.4% | $9,285+56.9% | $10,828+34.5% |