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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,853 | $75,962-37.0% | $154,108-68.9% | $64,173-25.4% |
| Participation rate | 64.3% | 70.4%-6.1pp | 83.0%-18.8pp | 69.6%-5.3pp |
| Annual return | -7.23% | 30.32%-37.5pp | 735.21%-742.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $2,115 | $3,350-36.9% | $5,298-60.1% | $2,381-11.2% |
| Participant deferral / active EE | $4,311 | $3,175+35.8% | $5,081-15.1% | $3,470+24.3% |
| Admin fee / account holder | $283 | $5,589-94.9% | $13,411-97.9% | $4,887-94.2% |