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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,258 | $884,045-89.8% | $453,569-80.1% | $167,536-46.1% |
| Participation rate | 75.0% | 81.6%-6.6pp | 78.0%-3.0pp | 82.1%-7.1pp |
| Annual return | 8.03% | 29.49%-21.5pp | 64.43%-56.4pp | 478.82%-470.8pp |
| Employer contribution / active EE | $2,301 | $5,538-58.4% | $4,072-43.5% | $4,839-52.4% |
| Participant deferral / active EE | $4,595 | $7,898-41.8% | $6,211-26.0% | $6,342-27.5% |
| Admin fee / account holder | $540 | $22,063-97.6% | $11,214-95.2% | $12,315-95.6% |