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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,823 | $817,678-92.4% | $392,568-84.3% | $152,909-59.6% |
| Participation rate | 83.3% | 82.0%+1.3pp | 78.1%+5.3pp | 82.5%+0.9pp |
| Annual return | 12.39% | 22.84%-10.5pp | 24.42%-12.0pp | 345.46%-333.1pp |
| Employer contribution / active EE | $1,950 | $5,502-64.6% | $3,783-48.5% | $4,764-59.1% |
| Participant deferral / active EE | $4,146 | $8,398-50.6% | $5,985-30.7% | $5,851-29.1% |
| Admin fee / account holder | $460 | $12,095-96.2% | $6,260-92.6% | $11,601-96.0% |