Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,952 | $76,367-69.9% | $93,614-75.5% | $72,983-68.6% |
| Participation rate | 63.4% | 71.7%-8.4pp | 75.8%-12.4pp | 69.5%-6.1pp |
| Annual return | 12.89% | 25.82%-12.9pp | 32.76%-19.9pp | 81.01%-68.1pp |
| Employer contribution / active EE | $0 | $2,275-100.0% | $2,718-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,032 | $3,538-70.8% | $4,069-74.6% | $3,608-71.4% |
| Admin fee / account holder | $808 | $6,838-88.2% | $7,889-89.8% | $5,124-84.2% |