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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,853 | $91,037-37.5% | $71,671-20.7% | $147,586-61.5% |
| Participation rate | 59.1% | 76.1%-17.0pp | 68.7%-9.7pp | 82.8%-23.7pp |
| Annual return | 14.08% | 20.48%-6.4pp | 20.65%-6.6pp | 578.59%-564.5pp |
| Employer contribution / active EE | $1,063 | $3,327-68.0% | $2,460-56.8% | $4,876-78.2% |
| Participant deferral / active EE | $4,758 | $4,498+5.8% | $3,438+38.4% | $5,439-12.5% |
| Admin fee / account holder | $1,213 | $8,613-85.9% | $5,558-78.2% | $10,886-88.9% |