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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,742 | $83,337-49.9% | $67,834-38.5% | $273,972-84.8% |
| Participation rate | 56.5% | 76.4%-19.9pp | 68.8%-12.3pp | 83.0%-26.5pp |
| Annual return | 9.09% | 259.45%-250.4pp | 138.47%-129.4pp | 41.46%-32.4pp |
| Employer contribution / active EE | $984 | $3,287-70.1% | $2,403-59.0% | $4,869-79.8% |
| Participant deferral / active EE | $4,626 | $4,088+13.2% | $3,160+46.4% | $5,287-12.5% |
| Admin fee / account holder | $1,151 | $6,752-83.0% | $4,622-75.1% | $10,133-88.6% |