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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,641 | $54,320-3.1% | $67,652-22.2% | $52,331+0.6% |
| Participation rate | 69.4% | 73.6%-4.2pp | 75.7%-6.3pp | 68.1%+1.3pp |
| Annual return | 0.66% | 6.81%-6.1pp | 6625.40%-6624.7pp | 4.54%-3.9pp |
| Employer contribution / active EE | $2,265 | $1,544+46.7% | $2,2660% | $1,882+20.4% |
| Participant deferral / active EE | $8,560 | $2,950+190.2% | $3,560+140.5% | $3,022+183.3% |
| Admin fee / account holder | $2,643 | $527+402.0% | $4,821-45.2% | $592+346.8% |