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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,326 | $127,387-59.7% | $115,038-55.4% | $125,389-59.1% |
| Participation rate | 91.7% | 84.2%+7.5pp | 81.4%+10.3pp | 83.2%+8.5pp |
| Annual return | -0.66% | 31.28%-31.9pp | 26.14%-26.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $867 | $5,166-83.2% | $4,608-81.2% | $4,866-82.2% |
| Participant deferral / active EE | $8,536 | $6,423+32.9% | $6,026+41.6% | $5,352+59.5% |
| Admin fee / account holder | $7,431 | $9,516-21.9% | $8,175-9.1% | $9,541-22.1% |