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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,997 | $174,379+60.6% | $152,093+84.1% | $138,895+101.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.89% | 74.86%-58.0pp | 66.36%-49.5pp | 145.39%-128.5pp |
| Employer contribution / active EE | $2,824 | $4,652-39.3% | $4,175-32.4% | $4,194-32.7% |
| Participant deferral / active EE | $8,904 | $6,159+44.6% | $5,451+63.3% | $6,396+39.2% |
| Admin fee / account holder | $3,772 | $16,880-77.7% | $14,497-74.0% | $12,562-70.0% |