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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,139 | $78,682+78.1% | $109,188+28.3% | $85,851+63.2% |
| Participation rate | 71.4% | 68.3%+3.2pp | 75.9%-4.5pp | 69.3%+2.1pp |
| Annual return | 14.53% | 25.09%-10.6pp | 25.76%-11.2pp | 318.63%-304.1pp |
| Employer contribution / active EE | $1,622 | $2,734-40.7% | $3,723-56.4% | $2,565-36.8% |
| Participant deferral / active EE | $4,488 | $3,468+29.4% | $4,654-3.6% | $3,952+13.5% |
| Admin fee / account holder | $8,916 | $5,470+63.0% | $6,755+32.0% | $6,261+42.4% |