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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,421 | $107,666+67.6% | $102,184+76.6% | $154,746+16.6% |
| Participation rate | 90.0% | 83.7%+6.3pp | 82.6%+7.4pp | 80.7%+9.3pp |
| Annual return | 10.13% | 29.33%-19.2pp | 31.58%-21.4pp | 172.34%-162.2pp |
| Employer contribution / active EE | $3,299 | $3,846-14.2% | $3,594-8.2% | $4,379-24.7% |
| Participant deferral / active EE | $8,507 | $8,719-2.4% | $8,309+2.4% | $6,730+26.4% |
| Admin fee / account holder | $91,108 | $12,943+603.9% | $11,609+684.8% | $14,365+534.2% |