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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,421 | $100,970+78.7% | $96,576+86.8% | $137,256+31.4% |
| Participation rate | 90.0% | 82.6%+7.4pp | 81.4%+8.6pp | 80.0%+10.0pp |
| Annual return | 10.13% | 38.16%-28.0pp | 38.47%-28.3pp | 220.34%-210.2pp |
| Employer contribution / active EE | $3,299 | $3,809-13.4% | $3,553-7.1% | $4,156-20.6% |
| Participant deferral / active EE | $8,507 | $8,286+2.7% | $7,956+6.9% | $6,407+32.8% |
| Admin fee / account holder | $91,108 | $11,312+705.4% | $11,381+700.5% | $12,270+642.5% |