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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,847 | $45,126+3.8% | $85,187-45.0% | $74,459-37.1% |
| Participation rate | 22.8% | 49.4%-26.6pp | 67.5%-44.7pp | 67.2%-44.4pp |
| Annual return | 12.87% | 26.30%-13.4pp | 66.67%-53.8pp | 1369.70%-1356.8pp |
| Employer contribution / active EE | $0 | $1,460-100.0% | $2,732-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,719 | $2,738-0.7% | $4,525-39.9% | $4,350-37.5% |
| Admin fee / account holder | $3,934 | $2,212+77.9% | $6,162-36.2% | $1,945+102.3% |