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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,815 | $41,151-8.1% | $80,648-53.1% | $71,529-47.1% |
| Participation rate | 21.1% | 50.2%-29.1pp | 67.0%-45.9pp | 67.9%-46.8pp |
| Annual return | 18.18% | 38.49%-20.3pp | 937.21%-919.0pp | 28.97%-10.8pp |
| Employer contribution / active EE | $0 | $1,513-100.0% | $2,724-100.0% | $2,590-100.0% |
| Participant deferral / active EE | $2,611 | $2,700-3.3% | $4,443-41.2% | $4,291-39.2% |
| Admin fee / account holder | $2,708 | $1,842+47.0% | $5,382-49.7% | $1,588+70.5% |