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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,251 | $175,231+57.1% | $149,696+83.9% | $139,466+97.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 35.02% | 166.77%-131.7pp | 134.46%-99.4pp | 373.66%-338.6pp |
| Employer contribution / active EE | $3,318 | $5,478-39.4% | $4,821-31.2% | $4,754-30.2% |
| Participant deferral / active EE | $11,040 | $6,521+69.3% | $5,682+94.3% | $6,712+64.5% |
| Admin fee / account holder | $2,244 | $16,155-86.1% | $13,212-83.0% | $11,409-80.3% |