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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,026 | $149,679-85.3% | $117,039-81.2% | $147,586-85.1% |
| Participation rate | 90.0% | 83.5%+6.5pp | 77.2%+12.8pp | 82.8%+7.2pp |
| Annual return | 15.61% | 19.31%-3.7pp | 18.95%-3.3pp | 578.59%-563.0pp |
| Employer contribution / active EE | $6,654 | $4,937+34.8% | $3,785+75.8% | $4,876+36.4% |
| Participant deferral / active EE | $4,669 | $4,912-4.9% | $3,929+18.8% | $5,439-14.2% |
| Admin fee / account holder | $872 | $7,856-88.9% | $5,974-85.4% | $10,886-92.0% |