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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,387 | $167,362-44.2% | $143,799-35.1% | $134,532-30.6% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -15.72% | 0.47%-16.2pp | -0.04%-15.7pp | 418.27%-434.0pp |
| Employer contribution / active EE | $3,358 | $5,620-40.3% | $4,952-32.2% | $4,741-29.2% |
| Participant deferral / active EE | $5,094 | $6,447-21.0% | $5,638-9.6% | $6,401-20.4% |
| Admin fee / account holder | $3,682 | $18,094-79.7% | $14,677-74.9% | $11,429-67.8% |