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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,034 | $181,896-71.9% | $156,551-67.4% | $273,972-81.4% |
| Participation rate | 77.3% | 88.4%-11.1pp | 84.0%-6.7pp | 83.0%-5.7pp |
| Annual return | 2.42% | 30.74%-28.3pp | 32.23%-29.8pp | 41.46%-39.0pp |
| Employer contribution / active EE | $2,778 | $6,248-55.5% | $5,501-49.5% | $4,869-42.9% |
| Participant deferral / active EE | $2,662 | $5,550-52.0% | $4,871-45.4% | $5,287-49.7% |
| Admin fee / account holder | $11,136 | $15,560-28.4% | $13,028-14.5% | $10,133+9.9% |