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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,811 | $180,329-56.3% | $112,263-29.8% | - |
| Participation rate | 0.0% | 66.3%-66.3pp | 75.1%-75.1pp | - |
| Annual return | -0.38% | -16.34%+16.0pp | 27.49%-27.9pp | - |
| Employer contribution / active EE | $0 | $2,897-100.0% | $3,636-100.0% | - |
| Participant deferral / active EE | $0 | $3,332-100.0% | $4,729-100.0% | - |
| Admin fee / account holder | $8,221 | $20,035-59.0% | $6,410+28.2% | - |