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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,575 | $115,814-2.8% | $101,275+11.2% | $158,982-29.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 10.47% | 56.16%-45.7pp | 46.48%-36.0pp | 302.99%-292.5pp |
| Employer contribution / active EE | $11,548 | $4,176+176.5% | $3,660+215.5% | $4,763+142.5% |
| Participant deferral / active EE | $7,163 | $4,958+44.5% | $4,371+63.9% | $5,983+19.7% |
| Admin fee / account holder | $55,694 | $7,249+668.3% | $5,948+836.3% | $11,252+395.0% |