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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,413 | $110,337+94.3% | $102,383+109.4% | $145,877+47.0% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 13.16% | 24.83%-11.7pp | 24.94%-11.8pp | 551.28%-538.1pp |
| Employer contribution / active EE | $4,295 | $4,216+1.9% | $3,870+11.0% | $4,663-7.9% |
| Participant deferral / active EE | $8,197 | $5,621+45.8% | $5,060+62.0% | $6,691+22.5% |
| Admin fee / account holder | $3,700 | $9,750-62.1% | $8,391-55.9% | $13,402-72.4% |