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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,453 | $92,684-85.5% | $82,706-83.7% | $134,509-90.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -24.16% | 945.84%-970.0pp | 701.76%-725.9pp | 418.13%-442.3pp |
| Employer contribution / active EE | $1,661 | $3,272-49.2% | $3,007-44.8% | $4,741-65.0% |
| Participant deferral / active EE | $7,911 | $4,800+64.8% | $4,394+80.1% | $6,400+23.6% |
| Admin fee / account holder | $1,918 | $5,982-67.9% | $5,329-64.0% | $11,427-83.2% |