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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,925 | $156,398-52.1% | $147,318-49.1% | $138,895-46.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.78% | 78.75%-66.0pp | 70.43%-57.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $1,998 | $4,853-58.8% | $4,593-56.5% | $4,194-52.4% |
| Participant deferral / active EE | $2,511 | $8,237-69.5% | $7,906-68.2% | $6,396-60.8% |
| Admin fee / account holder | $310 | $14,976-97.9% | $13,708-97.7% | $12,562-97.5% |