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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,995 | $73,863-75.6% | $143,797-87.5% | $68,490-73.7% |
| Participation rate | 73.2% | 66.7%+6.6pp | 80.3%-7.1pp | 67.9%+5.3pp |
| Annual return | -19.86% | 0.91%-20.8pp | -0.04%-19.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,879 | $3,385-44.5% | $5,638-66.7% | $4,028-53.4% |
| Admin fee / account holder | $2,674 | $5,756-53.6% | $14,679-81.8% | $5,403-50.5% |