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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,216 | $91,198-80.0% | $178,503-89.8% | $79,856-77.2% |
| Participation rate | 73.2% | 69.2%+4.0pp | 81.9%-8.7pp | 69.6%+3.6pp |
| Annual return | 8.41% | 24.20%-15.8pp | 151.12%-142.7pp | 31.71%-23.3pp |
| Employer contribution / active EE | $0 | $3,257-100.0% | $5,011-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,596 | $3,237-50.7% | $5,202-69.3% | $3,741-57.3% |
| Admin fee / account holder | $614 | $6,748-90.9% | $13,987-95.6% | $5,306-88.4% |