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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,665 | $82,674-15.7% | $125,381-44.4% | $68,486+1.7% |
| Participation rate | 65.5% | 75.1%-9.5pp | 82.4%-16.9pp | 67.9%-2.4pp |
| Annual return | -18.46% | -5.97%-12.5pp | 572.31%-590.8pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,798 | $3,382-46.8% | $4,815-62.7% | $2,597-30.7% |
| Participant deferral / active EE | $3,759 | $6,111-38.5% | $7,448-49.5% | $4,028-6.7% |
| Admin fee / account holder | $3,538 | $6,277-43.6% | $10,007-64.6% | $5,404-34.5% |