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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,721 | $76,551-57.3% | $123,894-73.6% | $62,881-48.0% |
| Participation rate | 63.0% | 73.0%-10.0pp | 81.4%-18.4pp | 69.3%-6.3pp |
| Annual return | 11.04% | 18.68%-7.6pp | 47.52%-36.5pp | 20.14%-9.1pp |
| Employer contribution / active EE | $1,560 | $2,882-45.9% | $4,617-66.2% | $2,281-31.6% |
| Participant deferral / active EE | $3,519 | $4,840-27.3% | $5,984-41.2% | $3,203+9.9% |
| Admin fee / account holder | $341 | $4,826-92.9% | $8,357-95.9% | $4,296-92.1% |