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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $951 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $431,597 | $123,793+248.6% | $177,848+142.7% | $79,856+440.5% |
| Participation rate | 91.8% | 84.7%+7.1pp | 87.7%+4.0pp | 69.6%+22.1pp |
| Annual return | 18.88% | 22.82%-3.9pp | 48.33%-29.4pp | 31.71%-12.8pp |
| Employer contribution / active EE | $16,857 | $4,095+311.6% | $5,919+184.8% | $2,471+582.1% |
| Participant deferral / active EE | $10,114 | $5,956+69.8% | $7,714+31.1% | $3,741+170.4% |
| Admin fee / account holder | $1 | $7,243-100.0% | $12,431-100.0% | $5,306-100.0% |