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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,840 | $79,955-87.7% | $98,461-90.0% | $75,173-86.9% |
| Participation rate | 96.3% | 70.4%+25.9pp | 75.2%+21.1pp | 67.2%+29.1pp |
| Annual return | 16.48% | 19.75%-3.3pp | 21.17%-4.7pp | 160.72%-144.2pp |
| Employer contribution / active EE | $1,950 | $2,264-13.9% | $3,049-36.0% | $2,671-27.0% |
| Participant deferral / active EE | $740 | $3,752-80.3% | $4,738-84.4% | $4,126-82.1% |
| Admin fee / account holder | $1,188 | $6,841-82.6% | $8,961-86.7% | $5,651-79.0% |