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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,046 | $87,733-86.3% | $106,555-88.7% | $85,847-86.0% |
| Participation rate | 78.6% | 71.9%+6.6pp | 76.1%+2.4pp | 69.3%+9.3pp |
| Annual return | 12.32% | 21.86%-9.5pp | 26.80%-14.5pp | 318.61%-306.3pp |
| Employer contribution / active EE | $1,671 | $2,073-19.4% | $2,819-40.7% | $2,565-34.9% |
| Participant deferral / active EE | $1,044 | $3,469-69.9% | $4,399-76.3% | $3,952-73.6% |
| Admin fee / account holder | $957 | $6,767-85.9% | $7,408-87.1% | $6,261-84.7% |