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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,177 | $110,212+115.2% | $96,534+145.7% | $139,466+70.1% |
| Participation rate | 77.8% | 78.1%-0.3pp | 76.0%+1.8pp | 80.3%-2.6pp |
| Annual return | 0.36% | 26.42%-26.1pp | 25.88%-25.5pp | 373.66%-373.3pp |
| Employer contribution / active EE | $2,029 | $3,620-43.9% | $2,965-31.6% | $4,754-57.3% |
| Participant deferral / active EE | $7,963 | $5,547+43.5% | $4,851+64.1% | $6,712+18.6% |
| Admin fee / account holder | $83,206 | $11,599+617.4% | $8,253+908.2% | $11,409+629.3% |