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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,433 | $75,832+74.6% | $147,617-10.3% | $59,633+122.1% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | 0.00% | 0.37%-0.4pp | 61.98%-62.0pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $3,618 | $3,485+3.8% | $5,564-35.0% | $2,203+64.3% |
| Participant deferral / active EE | $5,076 | $3,131+62.1% | $4,895+3.7% | $3,192+59.0% |
| Admin fee / account holder | $4,784 | $5,986-20.1% | $11,612-58.8% | $4,297+11.3% |