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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,513 | $181,898-16.7% | $156,551-3.2% | $273,968-44.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.40% | 30.74%-21.3pp | 32.23%-22.8pp | 41.45%-32.1pp |
| Employer contribution / active EE | $12,893 | $6,248+106.3% | $5,501+134.4% | $4,869+164.8% |
| Participant deferral / active EE | $6,093 | $5,550+9.8% | $4,871+25.1% | $5,287+15.2% |
| Admin fee / account holder | $1,753 | $15,560-88.7% | $13,028-86.5% | $10,132-82.7% |