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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,670 | $96,491-46.5% | $75,894-31.9% | $152,885-66.2% |
| Participation rate | 85.0% | 76.2%+8.8pp | 69.3%+15.7pp | 82.5%+2.5pp |
| Annual return | 29.67% | 33.98%-4.3pp | 30.76%-1.1pp | 345.39%-315.7pp |
| Employer contribution / active EE | $4,918 | $3,310+48.6% | $2,501+96.7% | $4,763+3.3% |
| Participant deferral / active EE | $2,810 | $4,553-38.3% | $3,603-22.0% | $5,851-52.0% |
| Admin fee / account holder | $5,973 | $8,079-26.1% | $5,420+10.2% | $11,598-48.5% |