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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,005 | $138,312-55.9% | $122,979-50.4% | $155,188-60.7% |
| Participation rate | 90.0% | 80.2%+9.8pp | 77.2%+12.8pp | 80.8%+9.2pp |
| Annual return | 17.30% | 22.06%-4.8pp | 20.12%-2.8pp | 148.84%-131.5pp |
| Employer contribution / active EE | $1,730 | $3,530-51.0% | $3,062-43.5% | $4,248-59.3% |
| Participant deferral / active EE | $5,234 | $5,592-6.4% | $5,003+4.6% | $6,531-19.9% |
| Admin fee / account holder | $742 | $15,089-95.1% | $12,864-94.2% | $14,480-94.9% |