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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,483 | $117,846-56.3% | $102,434-49.7% | $145,884-64.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.63% | 31.90%-26.3pp | 29.46%-23.8pp | 551.85%-546.2pp |
| Employer contribution / active EE | $1,456 | $3,615-59.7% | $3,023-51.8% | $4,662-68.8% |
| Participant deferral / active EE | $6,048 | $5,733+5.5% | $5,055+19.6% | $6,690-9.6% |
| Admin fee / account holder | $54,076 | $13,356+304.9% | $9,462+471.5% | $13,392+303.8% |