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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $720,339 | $183,978+291.5% | $162,171+344.2% | $152,885+371.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 22.43% | 150.78%-128.4pp | 115.60%-93.2pp | 345.39%-323.0pp |
| Employer contribution / active EE | $14,473 | $6,370+127.2% | $5,613+157.9% | $4,763+203.9% |
| Participant deferral / active EE | $18,583 | $8,033+131.3% | $7,297+154.7% | $5,851+217.6% |
| Admin fee / account holder | $365 | $13,122-97.2% | $10,843-96.6% | $11,598-96.9% |