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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,374 | $100,805+265.4% | $86,698+324.9% | $134,532+173.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -13.56% | 29.09%-42.6pp | 35.95%-49.5pp | 418.27%-431.8pp |
| Employer contribution / active EE | $20,431 | $3,490+485.4% | $2,837+620.2% | $4,741+330.9% |
| Participant deferral / active EE | $540 | $5,339-89.9% | $4,656-88.4% | $6,401-91.6% |
| Admin fee / account holder | $6,731 | $10,925-38.4% | $7,493-10.2% | $11,429-41.1% |