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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,585 | $88,707+336.9% | $74,184+422.5% | $273,972+41.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 2.28% | 11.94%-9.7pp | 17.74%-15.5pp | 41.46%-39.2pp |
| Employer contribution / active EE | $25,965 | $3,159+721.8% | $2,370+995.5% | $4,869+433.3% |
| Participant deferral / active EE | $14,867 | $4,212+253.0% | $3,550+318.8% | $5,287+181.2% |
| Admin fee / account holder | $474 | $8,717-94.6% | $5,586-91.5% | $10,133-95.3% |