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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,145 | $124,425+230.4% | $112,040+267.0% | $137,256+199.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.21% | 24.72%-9.5pp | 24.52%-9.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $17,602 | $3,411+416.0% | $2,954+495.9% | $4,156+323.5% |
| Participant deferral / active EE | $12,129 | $5,718+112.1% | $5,098+137.9% | $6,407+89.3% |
| Admin fee / account holder | $11,756 | $15,207-22.7% | $12,098-2.8% | $12,270-4.2% |