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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,331 | $91,037+87.1% | $71,671+137.7% | $147,586+15.4% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | -2.16% | 20.48%-22.6pp | 20.65%-22.8pp | 578.59%-580.8pp |
| Employer contribution / active EE | $28,546 | $3,327+757.9% | $2,460+1060.5% | $4,876+485.4% |
| Participant deferral / active EE | $22,000 | $4,498+389.1% | $3,438+539.9% | $5,439+304.5% |
| Admin fee / account holder | $1,087 | $8,613-87.4% | $5,558-80.4% | $10,886-90.0% |