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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,001 | $115,225-80.9% | $100,712-78.2% | $138,895-84.2% |
| Participation rate | 33.3% | 74.3%-41.0pp | 69.3%-35.9pp | 79.9%-46.6pp |
| Annual return | 21.93% | 40.35%-18.4pp | 33.27%-11.3pp | 145.39%-123.5pp |
| Employer contribution / active EE | $1,739 | $2,771-37.3% | $2,313-24.8% | $4,194-58.5% |
| Participant deferral / active EE | $1,892 | $4,699-59.7% | $4,085-53.7% | $6,396-70.4% |
| Admin fee / account holder | $184 | $10,844-98.3% | $9,256-98.0% | $12,562-98.5% |