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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,773 | $111,787-88.6% | $93,681-86.4% | $145,978-91.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 20.12% | 203.52%-183.4pp | 133.47%-113.3pp | 550.52%-530.4pp |
| Employer contribution / active EE | $5,041 | $3,093+62.9% | $2,422+108.1% | $4,662+8.1% |
| Participant deferral / active EE | $8,390 | $4,918+70.6% | $4,415+90.0% | $6,690+25.4% |
| Admin fee / account holder | $2,579 | $10,256-74.9% | $8,290-68.9% | $13,400-80.8% |