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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,684 | $68,394+56.0% | $94,672+12.7% | $75,177+41.9% |
| Participation rate | 77.3% | 76.1%+1.3pp | 80.8%-3.5pp | 67.2%+10.1pp |
| Annual return | 16.39% | 616.92%-600.5pp | 156.89%-140.5pp | 160.75%-144.4pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $5,508 | $6,536-15.7% | $7,417-25.7% | $4,126+33.5% |
| Admin fee / account holder | $1,909 | $5,326-64.2% | $7,222-73.6% | $5,651-66.2% |