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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,784 | $70,486+37.3% | $100,535-3.7% | $79,856+21.2% |
| Participation rate | 83.1% | 73.6%+9.5pp | 79.4%+3.7pp | 69.6%+13.5pp |
| Annual return | 10.94% | 21.90%-11.0pp | 30.90%-20.0pp | 31.71%-20.8pp |
| Employer contribution / active EE | $1,549 | $2,165-28.5% | $3,419-54.7% | $2,471-37.3% |
| Participant deferral / active EE | $6,256 | $5,182+20.7% | $6,271-0.2% | $3,741+67.2% |
| Admin fee / account holder | $6,075 | $4,480+35.6% | $8,085-24.9% | $5,306+14.5% |