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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,055 | $77,472+61.4% | $100,415+24.5% | $80,959+54.5% |
| Participation rate | 73.5% | 76.9%-3.4pp | 81.5%-8.0pp | 67.7%+5.9pp |
| Annual return | 11.53% | 37.26%-25.7pp | 49.47%-37.9pp | 35.67%-24.1pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,613 | $6,818-17.7% | $8,091-30.6% | $4,300+30.5% |
| Admin fee / account holder | $12,644 | $5,885+114.9% | $7,906+59.9% | $6,925+82.6% |