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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,187 | $165,361-30.9% | $149,715-23.7% | $158,950-28.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 10.51% | 348.24%-337.7pp | 276.66%-266.2pp | 302.91%-292.4pp |
| Employer contribution / active EE | $12,160 | $5,103+138.3% | $4,645+161.8% | $4,762+155.4% |
| Participant deferral / active EE | $10,262 | $7,182+42.9% | $6,842+50.0% | $5,983+71.5% |
| Admin fee / account holder | $12,027 | $10,808+11.3% | $9,310+29.2% | $11,248+6.9% |